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Prairie Hills at Independence: Why It's Among the Best Places to Retire in Iowa

Written by Discovery Senior Living | Nov 10, 2025 5:00:00 AM

Prairie Hills at Independence truly stands out as one of the best places to retire in Iowa, as our assisted living and memory care communities are set against the backdrop of a slice of old-world Americana. The town of Independence, IA, is the perfect spot for aging in the Midwest, with the historic Post Office, Christian Seeland House, and Cedar Rock State Park all unmissable local attractions. With so much to offer, it's no surprise that Visual Capitalist ranked Iowa among the top ten best states for retirees in 2024.

When thinking about the best places to retire in Iowa, it's always good to think one step ahead. While your care needs may be limited now, it's reassuring to know there are additional services available on the same campus should your needs change in the future. At Prairie Hills at Independence, our trusted senior care allows seniors to get the very best out of their retirement.

Is Independence, Iowa, a Good Place to Live?

According to Niche, Independence, IA, scores a B+ overall, and it ranks it as one of the top forty best places to retire in Iowa. It praises its cost of living and crime and safety record, and uncrowded, small-town vibe. 

Folks who decide on retirement in Independence, IA, can look forward to a warm welcome from this close-knit community. Prairie Hills mirrors the local atmosphere, with an emphasis on neighborly dining, group activities, and outdoor gathering spots that encourage connection. 

What Are the Benefits of Retiring in Iowa?

The advantages of senior life in Iowa can be summed up in three words: affordability, safety, and community. These key features make Iowa a standout location for seniors who want to escape the bustle of the big city and enjoy a rural retirement.

Affordability

Iowa is famous for its affordability, with Unbiased stating that Iowa is the 7th most affordable state, based on 2022 data. This is great for seniors on a fixed income, as they can expect a cost of living around 9% lower than the national average. One of the big reasons for this is the relatively lower cost of utilities.

Since January 1, 2023, seniors in Iowa have not had to pay income tax on retirement income. This could help you stretch your dollars further and enjoy a better standard of living than you could in other states.

Safety

According to Safewise, 66% of Iowans say they feel safe in their state. This is backed up by official figures, which show Iowa is safer than the national average. This is another attraction for seniors seriously considering aging in the Midwest.

Community

You've probably heard of the expression "Iowa nice." However, this is not something Iowans are faking. They are genuinely known for their agreeable, friendly nature and for being welcoming to strangers. So, even if you're considering a move from out of the state, you will find you receive a warm welcome in Independence, IA.

Iowa is also home to senior living communities, like Prairie Hills at Independence, that reflect that Iowa nice vibe. Our caregiving team genuinely cares and provides trusted senior care with dignity and warmth, which makes every resident feel valued and truly at home.

How Much Is Assisted Living Per Month in Iowa?

Costs vary depending on the community, its location, and the amenities it offers. However, the cost of assisted living and Iowa memory care may be lower than in other states, in line with the generally lower cost of living enjoyed in the Hawkeye State.

According to Genworth's 2024 Cost of Care Survey, the average annual cost of assisted living in Iowa was $62,202. This was over 10% cheaper than the national average of $70,800. While these costs are just averages, they do demonstrate that trusted senior care may be more affordable in Iowa than in other states, especially on the East and West Coasts.

Frequently Asked Questions

What Kind of Apartments Can I Choose at Prairie Hills?

Residents can select from suites, one-bedroom, and two-bedroom layouts. Each apartment option is designed for privacy, comfort, and easy access to dining, activity, and outdoor spaces. Residents are encouraged to bring their own furniture and keepsakes so the apartment feels like home from day one. 

What Makes Daily Life Low-Stress at Prairie Hills?

A blend of amenities and helpful services makes every day low-stress and enjoyable at our community. Some of our most popular amenities include our game room with a pool table, delightful outdoor gardens and seating areas for relaxation, and chef-prepared homestyle dining.

Life is simplified when you do not have to worry about cooking your own meals, cleaning your home, or maintaining the yard. Our team takes care of everything.

How Does Prairie Hills Approach Personalization?

Each resident receives tailored personal care support to ensure that they can maintain their independence. This starts with a comprehensive care assessment, with input from the resident, their medical team, their family, and our caregiving team. This ensures that the care plan provides the right level of support - not too much so the resident is deprived of independence, and not too little.

Because we have assisted living and memory care on one campus, the care may be able to evolve in the future. If you develop memory challenges, you may be able to transition to memory care to receive bespoke assistance from a specially trained caregiving team.

Are There Opportunities to Connect With the Independence Community?

Absolutely. Regular outings are arranged to allow our residents to connect with others. Independence, IA, is also the perfect spot to explore with your family when they come to visit. Think riverfront walks along the Wapsipinicon River and leisurely lunches at Independence's riverside eateries.

Choose Independence - One of the Best Places to Retire in Iowa

With a delightful riverside setting, history at every turn, and a welcoming community, Independence, IA, is truly one of the best places to retire in Iowa. However, what makes it even more special is Prairie Hills at Independence.

What sets our community apart is its dual assisted living and memory care services on one campus. Prepare for whatever the future brings and choose a satisfying life full of activities, time spent outdoors, and great company.

Schedule a tour today to experience the Prairie Hills difference.